Reasons for hope in 2025

As a new year dawns, it’s hard not to feel anxiety about what’s coming next, especially when it comes to American democracy. At times like these, one can feel the urge to check out or hunker down, to turn inward. But it’s important to remember that all this flux and...

Certainty is boring

That’s what a coaching client told me recently when discussing the stress of recent years and our uncertain future. The future has always been uncertain and always will be—yet we humans crave safety. Rather than trying to control circumstances and events for...

The next financial crisis: Insurance

The next casualty of the epic Los Angeles fires, appropriately, will be the casualty industry. What has gotten immediate press attention is the impact of the fires on local homeowners and on the California state insurer of last resort, the FAIR Plan, which only...

Is the world becoming uninsurable?

I ask the question, “is the world becoming uninsurable?” not as an expert on the insurance industry but as a homeowner who can no longer obtain hurricane insurance, and as an observer of long-term trends keenly interested in the way global risks pile up...